Why us?
Why Use ForgetTheBanks?
When it comes to home loans, experience and devotion matter.
At ForgetTheBanks we will get our hands dirty for you. From the time that we initially write your loan and each year moving forward, we will be working hard to ensure that you are getting the best deal possible, and pay off your debt faster.
Continuing to guide you through your changing financial goals on your unique journey is our passion. When you engage in the right partnerships, it only takes a little added work, to reach a debt free life faster.
Get in touch if you would like to set up an appointment to review your current lending situation and work together to make a plan to save you time and money.
We can guide you on:
How to refinance and restructure your debt.
How to make an offer on a home.
What product will suit your needs best.
Which bank will offer the best chance of success for your situation.
How to consolidate many debts to one credit provider with simplified & lower repayments.
Buying your next Home
Buying an Investment Property
SMSF lending refinance or purchase and start up.
Single Construction and Multi-Development lending
Low Doc Home Loans
Self-employed lending solutions
If the Bank has said no to you… we can find a solution.
Managing Director
After graduating from University of Ballarat in 2010, Chris Thornton worked as an accountant across a variety of industries. However, an ongoing passion for understanding the property and banking sector lead him to make a change from accounting, to a career for over a decade in the banking sector.
Chris has held several General Management, Senior Management and Executive roles including Deputy Head of Credit, Head of Lending Operations, Head of Lending Originations and Head of Major Clients. Chris holds a bachelor of Commerce from University of Ballarat - Accounting & Finance Major, a Graduate Diploma of Finance and Mortgage Broking Management, Certificate IV in Finance and Mortgage Broking and completed Australia Securitisation Forum Introduction and Professionals Courses. This extensive background and training has led to an expert knowledge in first mortgage risk management and the cost of an individual loan in relation to cost of funds in the Debt capital markets.
Chris’ career to date has involved negotiating terms, credit underwriting and personally approving Billions of dollars in 1st mortgage loans in the Australian lending market, and has exposed him to people of all walks of life, transacting on all types of property.
Chris has extensively reviewed all aspects of lending risk areas, has comprehensive property data analysis experience and is familiar with all types of borrowing entities and business structures. He believes that turning his skillset to helping his clients to better understand and structure their financial situation is the most important and rewarding work he can do in society moving forward to benefit others.
